SANTÉ Private Credit Plus
Commercial
United States
Overview
The SANTÉ Private Credit Plus is a private credit investment offering designed to provide accredited investors with stable, predictable income through asset-backed financing. This investment is secured by long-term ground lease cash flows, offering low-risk exposure to institutional-quality real estate assets. Investors benefit from senior secured positioning, inflation-linked returns, and a targeted annual yield of 8-10% IRR.
This offering is structured to ensure capital preservation, regular cash distributions, and collateral-backed security, making it an attractive option for income-focused investors seeking fixed-income alternatives with institutional-grade underwriting.
Details
Estimated First Distribution: Quarterly
Estimated Hold Period: Up to 10 Years
Investment Type: Private Credit Investment
Minimum Investments: US$250,000
Investment Strategy: Senior Secured Lending
Investment Highlights
Target Fund Size of Up to US$10 Million: The SANTÉ Private Credit Plus aims to raise up to $10 million to provide accredited investors with stable, asset-backed returns through senior secured lending on ground lease assets.
Strong Collateral Security: Loans are fully secured by long-term ground leases on institutional-quality real estate, with additional collateral from property improvements to enhance investor protection.
Focus on High-Growth Markets: Investments are strategically placed in high-demand U.S. metropolitan areas, with select renewable energy properties considered where applicable.
Stable & Predictable Income: The Fund targets an 8-10% IRR, with quarterly interest payments backed by long-term, inflation-linked rental income from ground lease properties.
Low Loan-to-Value (LTV) Ratio: The Fund maintains a maximum LTV of 30%, ensuring low-risk exposure while preserving asset value and investor security.
Senior Secured Position: Investors benefit from a senior secured structure, ensuring priority repayment and lease payment intercepts that safeguard cash flows.
Flexible Investment Amounts: Investors can participate with amounts ranging from $250,000 to $2 Million, offering flexibility while maintaining exclusivity for accredited investors.
Experienced Management Team: The Fund is managed by a seasoned real estate investment team with deep expertise in structured credit, ground leases, and private credit underwriting.
Potential Exit Strategies: Options include structured credit market securitization, secondary market sales, or a conversion to a REIT, providing liquidity options for investors.